Are you from another country other than the United States and looking for a good insurance company? Even if you have no driving history in the United States, you can still get affordable auto insurance coverage. You should be aware that the state of Nevada has it is own auto insurance mandate for motorists. All drivers must have liability insurance that includes bodily injury and property damage. This is important for when and if you are in an auto collision. Contact Bryan Zane Terry & Associates LLC to learn more about auto insurance.
The Monthly Premium
Your monthly premium may be based on your driving record and history as it is in the United States. Your monthly premium is also determined by where in the state you live. Most insurance companies also determine premiums by a person’s age, and Nevada is no different.
You don’t have to stick to the minimum. You can buy additional auto insurance coverage for extra protection. When you have liability insurance, it gives you coverage protection if you get into an accident and are at fault. The insurance will pay for any injuries to other people, and it will also take care of damage to the vehicle in the accident. You are not covered, and neither are your passengers. Property damage is not mandatory but helpful and available as separate insurance coverage.
Types of Coverage
If you are a driver or motorist in the state of Nevada and you would like to consider incorporating property damage into your auto insurance coverage, there are two options:
- Comprehensive – you will be insured and protected against vehicle damage, which occurred in other ways than a collision. These could include something falling on your vehicle or damage from vandalism, flood, or fire. With this coverage, you will also be compensated for the theft of your vehicle.
- Collision – you will be protected against damage caused to your vehicle during an accident, no matter which driver is at fault. With this coverage, your vehicle will be repaired by the insurance company. You may also receive compensation for any loss.
If you live in the state of Nevada and you want to receive a quote or a specific auto insurance policy, do not hesitate to contact Bryan Zane Terry & Associates LLC and speak to one of our agents.